How to Review Your Financial Plan When Life Changed in 2025
While having tea with my uncle on a Sunday afternoon, I realised that the Indian households don’t ignore their personal finance, they save and invest diligently. My uncle boasted about how timely he’s been paying off all his loans and savings and how he has managed to save a good lump sum amount for his…
fydaa - money for tomorrow
5 Money Lessons Every Middle-Class Family Learned in 2025
2025 is finally coming to an end. Financially, this year has marked itself significant in the market, especially for the middle class. It started with hopes for a better future, regular bills, and the regular rhythm. But as the year unfolded, like any other year, its grasp kept tightening. Money no longer felt adequate; people…
Unlocking Employee Satisfaction: The Power of Financial Freedom
Let’s begin by confronting the core question: Is employee satisfaction interlinked with financial freedom? “It is incumbent upon each of us to improve spending and savings practices to ensure our own individual financial security and preserve the collective economic well-being of our great society.” -Ron Lewis Recently, a friend of mine had been looking unusually…
Wealth is for everyone
I never truly understood the impact of wealth inequality until I attended my college friends’ reunion: At my college friends’ reunion, I reconnected with my friend Neha who has been working in Mumbai as an IT professional for over six years now. She had joined the company in the hopes of one day finally being…
Investing is not your cup of tea – don’t do it yourself !!
One Friday evening, as I was leaving the office, I overheard a conversation among some young employees who were discussing how to invest their surplus money. Out of curiosity, I approached them and asked what options they were considering. The most common response I received was that they were thinking of investing in a hot…
Passive Investing, a catalyst for democratising wealth !!
Passive investing, which involves investing in low-cost, diversified index funds that track the performance of a market index, has the potential to democratize wealth for several reasons: Accessibility: Passive investing typically requires lower initial investment amounts compared to active investing, which often requires larger sums of money to buy individual stocks or other securities. This…
ETFs – A common man’s investment paradise
Exchange-traded funds (ETFs) are considered game changers in the investment industry and a great investment option for the common man or average investor for several reasons: Affordability: ETFs can be bought and sold like stocks, which means they are more affordable than actively managed mutual funds. Most ETFs have low expense ratios, which means that…
Meaning of Wealth beyond Money
The meaning of wealth goes beyond simply multiplying one’s financial assets. While wealth is often associated with material possessions and financial resources, its meaning extends to various dimensions that are not solely based on monetary value. Here are some aspects that contribute to the meaning of wealth beyond multiplying: Well-being and Happiness: True wealth encompasses…
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