Traditional Retirement Planning VS Structured Retirement Framework:
For decades, retirement planning in India has relied on familiarity such as EPFs, fixed deposits and the assumption that family support will always be there. While these methods offer a sense of comfort, they often fall short of meeting the real financial demands of longer life expectancy, rising health-care costs, and inflation. Global retirement readiness…
fydaa - money for tomorrowThe Psychology Of The Debt-Trap And How to Escape It:
Debt is often spoken about in numbers, how much is owed, how high is the interest, and how long it will take to repay. But for many Indians, it is beyond just a financial burden, it’s an emotional and mental one too. A burden that further shapes daily life and traps individuals into a loop…
Everything You Need To Know About Multi-asset Allocation:
Have you ever wondered if your wealth portfolio also needs a health checkup? And if you were to get one, what would it say? Your physical health deteriorates if your meals are not nutritionally balanced. Likewise, your wealth portfolio also suffers loss if your assets aren’t balanced well In today’s blog, we’ll focus on Multiple…
Index Funds VS Actively Managed Funds:
Index Funds VS Actively managed mutual funds, what should you choose and why? Imagine being on a road trip with two friends. One prefers safety and wants to follow the map, while the other insists he knows a faster route from experience. Both approaches sound reasonable, but unexpected traffic or roadblocks can change everything. A…
Union Budget 2026: What Investors And Tax-payers Are Hoping For?
Union Budget 2026 is expected to shape how Indians invest, save taxes, and plan retirement. Here’s what salaried professionals, tax payers, and NRIs are watching closely For most Indian households, the Union Budget is a moment of reflection. It is the time for them to ask whether their financial choices are still aligned with where…
Registered Investment Advisor: Meaning, Role And How They Help Investors.
A beginner-friendly guide to Registered Investment Advisor, who can access them and why you should contact them. The Indian middle-class is smart and quick to adapt to changes. These strengths can be highly beneficial in the financial market. However, traditional practices like savings and investing only in FDs and gold takes away from their strength…
How To Balance Short-term and Long-term Financial Goals?
“our plans miscarry because they have no aim. When a man does not know what harbor he’s making for, no wind is the right wind.” Seneca Tweet Table of Contents Purpose drives us as human beings. Having goals provides direction to our efforts and turns our dreams into something we can actually work towards. Purpose…
Adviser vs. Distributor? Who to Choose and When?
If you’re a beginner investor, you’ve probably found yourself asking the same question: “Advisor vs. distributor, who is the right choice for me?” While both play important roles in the investing ecosystem, they serve very different purposes. And choosing the wrong one for your situation can shape the outcomes more than you realise. Understanding this…
Goal-tagging: Why Your SIPs Also Need a Goal?
On a trek last weekend, I met two people who were poles apart, yet wrestled with the same struggle, achieving their financial dreams. Conversation with them offered me a deeper understanding of the Indian middle-class investors. Both had actively participated in investing through Systematic Investment Plans. Both had been influenced by an external source; and…
How Much Money Do You Really Need For Your Retirement Fund?
“The goal of retirement is to live off your assets, not on them.” Benjamin Franklin Tweet On a sweet Sunday brunch with my friends, my friend Naina opened up about her father, who had been the soul bread-winner in her family until 8 years ago, and was now nearing his retirement. She was feeling torn…
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