Index Funds VS Actively Managed Funds:
Index Funds VS Actively managed mutual funds, what should you choose and why? Imagine being on a road trip with two friends. One prefers safety and wants to follow the map, while the other insists he knows a faster route from experience. Both approaches sound reasonable, but unexpected traffic or roadblocks can change everything. A…
fydaa - money for tomorrowUnion Budget 2026: What Investors And Tax-payers Are Hoping For?
Union Budget 2026 is expected to shape how Indians invest, save taxes, and plan retirement. Here’s what salaried professionals, tax payers, and NRIs are watching closely For most Indian households, the Union Budget is a moment of reflection. It is the time for them to ask whether their financial choices are still aligned with where…
How To Balance Short-term and Long-term Financial Goals?
“our plans miscarry because they have no aim. When a man does not know what harbor he’s making for, no wind is the right wind.” Seneca Tweet Table of Contents Purpose drives us as human beings. Having goals provides direction to our efforts and turns our dreams into something we can actually work towards. Purpose…
Adviser vs. Distributor? Who to Choose and When?
If you’re a beginner investor, you’ve probably found yourself asking the same question: “Advisor vs. distributor, who is the right choice for me?” While both play important roles in the investing ecosystem, they serve very different purposes. And choosing the wrong one for your situation can shape the outcomes more than you realise. Understanding this…
Goal-tagging: Why Your SIPs Also Need a Goal?
On a trek last weekend, I met two people who were poles apart, yet wrestled with the same struggle, achieving their financial dreams. Conversation with them offered me a deeper understanding of the Indian middle-class investors. Both had actively participated in investing through Systematic Investment Plans. Both had been influenced by an external source; and…
How Much Money Do You Really Need For Your Retirement Fund?
“The goal of retirement is to live off your assets, not on them.” Benjamin Franklin Tweet On a sweet Sunday brunch with my friends, my friend Naina opened up about her father, who had been the soul bread-winner in her family until 8 years ago, and was now nearing his retirement. She was feeling torn…
How to Review Your Financial Plan When Life Changed in 2025
While having tea with my uncle on a Sunday afternoon, I realised that the Indian households don’t ignore their personal finance, they save and invest diligently. My uncle boasted about how timely he’s been paying off all his loans and savings and how he has managed to save a good lump sum amount for his…
5 Money Lessons Every Middle-Class Family Learned in 2025
2025 is finally coming to an end. Financially, this year has marked itself significant in the market, especially for the middle class. It started with hopes for a better future, regular bills, and the regular rhythm. But as the year unfolded, like any other year, its grasp kept tightening. Money no longer felt adequate; people…